Abathengi abaliqela beRobinhood baphulukana nayo yonke imali yabo, kodwa hayi kwimisebenzi emibi

Abanye benu baqhelene neapp ebizwa ngokuba yiRobinhood. Iyafumaneka kwiVenkile yeApple kwaye Ivenkile yeGoogle Play , I-Robinhood ibonelela ngorhwebo-lwasimahla kwabo bazenzela isitokhwe, ukhetho, kunye nentengiso ye-ETF. Ngelixa usebenzisa i-iOS okanye iapp ye-Android ivumela abathengisi ukuba bahlale bekwazi ukungena okanye baphume kurhwebo nokuba bakuphi, IBloomberg inika ingxelo ukuba uninzi lweeakhawunti zeRobinhood ziye zafumanisa ukuba imali kwiakhawunti yazo yomrhwebi ibiwe.

Abadlali abangalunganga baye benze ubuqhetseba kwaye babambe imali engeyoyabo

Ngelixa uRobinhood esithi akukho lwaphulo lwenkqubo yokhuseleko, ukwanda kokurhweba ngokutsala umnxeba kuye kwenza ezi akhawunti zaba zizilingo zabahendi. Ukwenza izinto zibe lula kumasela kukusilela kwenombolo kaxakeka abanokuthi bayitsalele umnini-akhawunti ukwazisa uRobinhood ukuba imali ekwiakhawunti yabo ithathwa zizaphuli-mthetho ezingenayo imvume yokufikelela kwezi akhawunti. Nangona iRobinhood iliphindaphinde iqela lenkonzo yabathengi, abathengi bayakhalaza ukuba abanakukwazi ukunxibelelana nenkampani ngokukhawuleza ngokwaneleyo ukubanqanda bangacinywa.
Iiapps ezinje ngeRobinhood zikuvumela ukuba uthathe iWall Street kunye nawe naphi na apho uya khona
Njengomzekelo, umthengi waseRobinhood uSoraya Bagheri wafumanisa ukuba izabelo zakhe ezingama-450 eModerna Inc. zithengisiwe kwaye ukurhoxiswa kwe- $ 10,000 kwiakhawunti yakhe kusamele. Ingxaki yayikukuba, akazange agunyazise ukuthengiswa kwesitokhwe kwaye akazange afune ntlawulo. Uye walumkisa uRobinhood kwaye wafumana i-imeyile echaza ukuba isehlo sizakuphandwa kwaye inkampani izakuphendula emva 'kweeveki ezimbalwa.' Ndisalinde impendulo evela kumrhwebi, imali yakhe ihambile. Omnye umthengi, uPruthvi Rao, wathengisa izinto zakhe zeNetflix kunye ne- $ 2,850 ethathwe kwiakhawunti yakhe. Uthumele ngaphezulu kweshumi elinambini leimeyile eRobinhood kwaye wanxibelelana nabanye beenkampani zabarhwebi kunye nabaphathi nge-LinkedIn. URao uthe, 'Ndinoxinzelelo olukhulu lwengqondo ngoku kuba yiyo yonke le mali ndiyigcinileyo,' kwaye iakhawunti yakhe ngoku ifriziwe ngenxa yophando. URobinhood wambhalela esithi 'Siyabuqonda ubuzaza bemeko yakho kwaye siya kuwudlulisela lo mbandela kwiqela lethu lophando ngobuqhetseba. Nceda uqaphele ukuba le nkqubo ingathatha iiveki ezimbalwa, kwaye iqela elisebenza kwimeko yakho alinakho ukubonelela ngohlaziyo oluqhubekayo. '
Abanye baba saphuli-mthetho basebenzisa iindlela zobuqhetseba ukufumana ukungena kwiakhawunti yomthengi we-Robinhood. Ngokuthumela ii-imeyile ezingezizo usebenzisa i-logo yeRobinhood kunye neapos, umnini-akhawunti unokukhohliswa ukuba akholelwe ukuba kufuneka aphendule kwisicelo sobuxoki solwazi lomntu kubandakanya nenombolo yokhuseleko lwentlalo. Nje ukuba abahlaseli bafumane olu lwazi, ukuqweqwedisa umthengi kunye neapos; s i-snap. Abanye baba badlali babi baseta iinethiwekhi ze-Wi-Fi kwiindawo zikawonke-wonke kwaye basebenzise amagama avakalayo anokuthenjwa, anjengegama leshishini elikufuphi, ukubanceda bafumane ulwazi olunokusetyenziselwa ukungena kwiakhawunti yeRobinhood. Kwaye isoftware enobungozi iyakwazi ukubona xa umntu engena kwiakhawunti yezemali kwaye unokubeka izinto ezingekho mthethweni.
URobinhood wayenayo impendulo. 'Inani eliqingqiweyo labathengi kubonakala ngathi iakhawunti yabo yeRobinhood ijolise kubaphuli-mthetho be-cyber ngenxa yeakhawunti yabo ye-imeyile (leyo inxulunyaniswa neakhawunti yabo yeRobinhood) besengozini ngaphandle kweRobinhood. Sisebenza ngenkuthalo nabo bachaphazelekayo ukukhusela iiakhawunti zabo, utshilo isithethi. UMarc Arena, u-CEO we-Intel 471 ulandelela imisebenzi yezaphuli-mthetho zedijithali kwaye uthi, 'Oku kubonisa ukubaluleka kwabantu abasebenzisa ulwazi oluqhelekileyo lokhuseleko lwezempilo njengokungasebenzisi iphasiwedi efanayo kwii-akhawunti ezininzi kunye nokwenza ukuba izinto zibe mbini, nto leyo eyiRobinhood ixhasa. '
Ngaphandle kokungasebenzisi usetyenziso lweselfowuni ukuthengisa isitokhwe, ngokubanzi, awusoze uphendule kwi-imeyile okanye kwimibhalo ecela ulwazi lomntu. UMark McCreary, usihlalo weqela labucala nokhuseleko lwedatha eFiladelphia esekwe kumthetho weFox Rothschild, uxela ukuba 'Nawuphi na kuthi angafumana iakhawunti yethu yokurhweba ukuba asithathi manyathelo okuzikhusela.'